Telephone: 01206 760780
WRS Insurance Brokers Limited
Cadman House, Off Peartree Road, Stanway, Colchester, Essex, CO3 0NW.
November is just around the corner, which means that it won’t be long until the celebrations for bonfire night begin. Bonfire night is undoubtedly an exciting time of the year, and for it to be memorable (for all of the right reasons), it is important to remember that safety comes first.
Bonfire night is a great opportunity to get family and friends together, and some of the Charities and Churches that we work with often host events within their community. This of course requires careful planning and the implementation of safety practices throughout the night.
When selecting a location, it would be ideal to have the bonfire in an open space, away from trees, animals, and buildings. Attendees on the night should be monitored closely, especially children. Please also be aware that only children over the age of five should be in possession of sparklers.
Here are our top 5 tips to individuals/organisations planning an event on bonfire night:
1) Before the night, check that all fireworks are compatible with legal standards (Learn more about firework compliance here)
2) Check that you have the appropriate insurance cover. If unsure on what type of insurance cover you need, feel free to contact us for advice.
3) Ensure that there is a satisfactory number of responsible adults overseeing the night’s event; all of whom should have received prior training regarding responsibilities and first aid procedures
4) Fire extinguishers and buckets of cold water should be easily accessible in case of an emergency
5) Only the organisers of the event should be handling the bonfire and letting off fireworks, NOT the spectators
*Research conducted by Aviva shows that there is a 60% increase in fire claims during bonfire night, with bonfires and fireworks causing increased damage around the home. Once again, it is crucial that all fireworks are set off in isolation of people and objects. When the night is over, all bonfires should be extinguished completely, and fireworks disposed of with exceptional care.
Bonfire night should be an evening full of laughter and innocent fun, but sadly this is not the agenda for everyone, as opportunists are notoriously known to burglarise homes and steal personal property. **Aviva’s claims data reveals that there is a 22% increase in burglaries on bonfire night, compared with a typical day. To lessen your chances of becoming a victim to such crimes, you should remain extra vigilant. Whether you choose to spend the night outside of the house or indoors, you should ensure that all doors are locked, and all windows shut.
**Reports show that electronic gadgets, such as mobile phones and laptops are high on the ‘wish list’ of thieves; so be mindful to keep all valuable items (or anything that appears to be expensive) in a safe place, and not visible to outsiders. Prowlers also take an interest in motor vehicles; therefore, if possible, leave cars and motorcycles locked up in a garage overnight.
Amidst all of the safety precautions, bonfire night is a time to enjoy, so have fun and be safe!
To learn more on how to keep safe during the festivity, click here
*Aviva: The bad ‘guys’ come out on Bonfire Night, sparking a 22% increase in burglaries
**Aviva: Beware the bad ‘guy’ on bonfire night as burglaries and malicious damage soar
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