When it comes to Church Insurance, our experience has taught us that one size certainly doesn’t fit all – every place of worship and religious building faces its own unique risks, so at WRS Insurance we are proud to offer specialist advice and support to help ensure your church has the tailored insurance protection and support you need.

Understanding every aspect of cover your church might need can be a daunting task, so we’ve set out below a brief explanation of each.

• Church Buildings Insurance – protection for your church buildings if they become damaged by an insured event, such as a flood or fire
• Contents Insurance – providing cover for the assets inside your church, such as equipment and furniture
• Money Insurance – covers loss of money for which you are responsible for and damage to clothing and personal belongings caused by theft which can also include destruction to the place you store money and more
• All Risks Insurance – any loss or damage to your specified or unspecified property within the geographical limits you choose
• Employers’ Liability – legal liability for injury to employees and volunteers caused during the course of your activities
• Loss of Income – up to £50,000 cover for your loss of income over a maximum of 24 months following property damage
• Legal Expenses – Up to £250,000 cover for legal costs and expenses to protect your position on a range of legal issues
• Trustees’ Indemnity Insurance – cover for costs and damages for any ‘wrongful act’ committed by trustees, directors or officers

• Public Liability – legal liability for injury to the public or damage to their property which happens during the period of insurance in the course of your activities

We work closely with the UK’s leading specialist insurers including Ansvar, Aviva, Baptist, Congregational and Ecclesiastical and through these strong relationships, we can help you access the best cover available.

About WRS

We’ve been helping churches of all sizes find the best church buildings insurance for their needs for over 40 years. Whether your buildings are old or modern, our experienced church Insurance team will give you the peace of mind you need. We also specialise in insurance for charities.